No doubt
Posted in BlogCheese Videos by zhang sanny on July 2, 2009 at 1:43 amComments Off
No doubt, in present child being each weight of family, one overall accident and health medical treatment ensure scheme whether each parents give child one present; One education that assurance pay gold insurance whether each parents that long to see the son succeed in life should consider; The future guarantee plan is that each of farsighted parents needs to buy that one accompanies all the life, makes a living away from home; An insurance can solve the child’s medical treatment and unexpected risk, can reduce financial pressures of parents, can leave Sun people one legacy,etc..
3.Engaged in logistics in the unit to the gentleman, the wife is the ordinary shop assistant of the market. The sum of two people’s monthly incomes is about 5000 yuan, add bonus and various subsidies of the end of the year, family’s annual income is about 70,000 yuan, belong to the typical salariat. It is third year university students to the gentleman’s son, it was the speciality of computer software that was read. Heavy two, son begin, take over some programming and website maintain work of do with classmate, can have a steady income, just used for paying one’s own daily living expense every month gradually. So at present, need 7000 tuition and incidental expenses to take out son only every year to gentleman, the rest needn’t worry about basically. When the son needs to buy the major possession or go out and travel, can subsidize he first money to gentleman only.
Have no burden of housing loan to the gentleman at the moment, but the old mother is not healthy, confined to bed for a long time. As eldest son, bear, ask expenses that nursed personal to gentleman for mother voluntarily, expenditure is 800 yuan every month, add the nutrition fee of 200 yuan. According to estimating to the gentleman roughly, shine the state at present, three in the family to the balance of 40,000 yuan every year, in addition there is 150,000 deposit in the bank, the national debt of 100,000 yuan bought in the past lasts one year to expire. The son has one year to graduate, there is oneself that makes the idea of the company. Whether hesitating to take out about 200,000 of money and give the son a fund as starting an undertaking to the gentleman.
Family annual income 70,000 family amount deposited 150,000 real estate own house property one other assets 100,000 of national debt in debt to have no children and educate the annual expenditure other expenditure of 10,000 yuan temporarily Support old man’s annual expenditure of 10,000 yuan financial situation to analyze: Family’s annual income: 70,000 yuan; Fixed year expenditure: 35,000 yuan; Financial assets: The fixed deposit of 150,000 yuan, the national debt of 100,000 yuan; Fixed assets: Since one set of houses; The family in debt: No; The welfare is ensured: Couple two people have social insurance; Family’s responsibility: Support mother, train children to become a useful person to start an undertaking; The financing is proposed: Belong to traditional family by family to gentleman, three generation and hall, family responsibility and assets more balanced.
1. Old to Mr., leave having small, belong to the typical middle-aged persons, is all engaged in the traditional trade to you and your wife, it ensure welfare should the thorough, it so propose can buy by copies of disease dangerous and casualty insurances seriouses long-term with, the son will graduate and face the trials and hardship alone soon, it is it that can be regarded as and give him one to rush in world present to buy a guarantee too, propose being suitable for whole-life insurance, accident and medical insurance.
2., to working hard and practising economy type, the daily expenses is not very large to a relative of gentleman, and competent son too very strong in independent survival ability, cost parents drop much into, it is to gentleman’s greatest responsibility to look after the good mother. So look after good job and family to the gentleman, reach the sons of people’s responsibility to the limit.
3.Son aspring to hope, start an undertaking, should let until gentleman very gratified independently, it comes to be unknown just, full of parameters, the son has the ability to bear and control and let it hesitated. If the son has confidence greatly, thirst for the sea of fighting with trader, propose it can look for the agency company to handle and register in Administration for Industry and Commerce, regard investing a million as the example, the expenses are only ten thousands of yuan, together with the existing computer, increase some communication apparatuses, and is engaged in programming and website to safeguard and does not need special place and raw materials, the operation cost is very low, so long as there are good cooperators, risk and pressure will not be very big. Without the sane cooperator and permanent demand, propose looking for an outstanding software company first, temper in the high-efficient management group and ripe technological environment for some time, will consider again the mountain stronghold of only tree will do in the future.
